Personal Loans

Personal Loans

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Features & Benefits

Your loan will be processed within a maximum of two working days, after submitting the loan application with all required documents.

We have 51 branch network islandwide and you can contact any of our loan officers for advice and guidance at any time before and during the repayment period of your loan.
For any personal needs, we are here to serve

  • Repairs, extension of your home or advance payments of house rentals
  • Settle credit card balances or existing loan obtained from another financial institution
  • Higher education for immediate family member – Local or abroad
  • Weddings
  • Social functions, Overseas travel or leisure
  • Surgical or medical expenses

Loan Amount

Depending on your gross income, repayment capacity and requirements.

Eligibility

  • Employees having minimum of one year in confirmed service.
  • Age between 18 and 55 years.
  • Minimum gross salary should be above Rs 30,000/-..

Documents Required

  • Duly completed Personal Loan application form
  • Employer’s letter of confirmation of employment
  • 03 most recent salary slips
  • Copy of a recent utility bill to prove permanent address
  • Two personal guarantors

*Terms & Conditions apply

What is Sarvodaya

History of the Sarvodaya Development Finance (SDF)

Sarvodaya Development Finance(SDF), was established by Sri Lanka’s oldest continuing social movement, the Sarvodaya Sharamadana Movement. The purpose was to support underserved rural economies and grass roots entrepreneurism in Sri Lanka, that represented communities deemed ‘non-bankable’ by formal financial institutions. As the financial arm of the Sarvodaya Movement, SDF is the only finance company in Sri Lanka owned by a charity and is the first dedicated development finance institution in Sri Lanka. SDF is also one of the oldest Micro credit institutions in Sri Lanka and is the first formal financial institution to channel private sector investments into low and mid-income groups in the country.

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